01 | CORE WORKFLOW
From debtor data to defensible ESG risk assessment and rating.
A tailored ESG risk materiality framework drives every assessment — built for unlisted and smaller issuers in your loan book.
Everything you need, per debtor and across the book.
ESG Risk Assessment + Loan Book Intelligence
Rating page — live ESG rating per debtor, fully broken down
Historic research library — searchable and filterable by debtor
Loan book overview — aggregate ESG data across debtors, by date
Excel export — book-level download for reporting
PDF output — structured ESG risk report per debtor
For Credit teams, CRO offices, Compliance at banks
Built for CRD VI and EBA — not retrofitted.
Every ESG risk rating comes with a full assessment text, rating rationale, and underlying data points — drillable to the smallest detail.
CRD VI / EBA-aligned output
Designed to satisfy prudential banking and regulatory integration requirements from day one.
Full audit trail per debtor
Every rating includes the assessment text and reasoning behind it — never just a number.
Industry-specific materiality
Risk frameworks built per type of activity easily mapped to NACE codes, not a generic checklist applied to every debtor.
Defensible documentation
Every rating traces back to its source data. Drill down from rating to rationale to the smallest underlying data point.
04 | SCALE + CUSTOMISATION
Standard where you need speed. Tailored where you need depth.
All research processes in INFRA are tailored to your requirements.
Feature you need
INFRA
API access
White-label option
External data upload
Tailored research process
Multi-user / permissions
On-prem deployment